Tuesday, October 28, 2014

Five Reasons to Get Health Insurance

You may be feeling in the prime of your life and health insurance is the last thing you want to think about. If this is the case, make sure you know the reasons why health insurance is important before you decide to opt out of any coverage options. Health insurance doesn't have to be a costly expenditure, and there may be low-cost options available to you.



Accidents are never expected


Luckily, we Coloradans get to choose from many outdoor activities: snowboarding, skiing, hiking. You name it, we are lucky to have it in this beautiful state. If an injury occurs during any of your favorite activities, having health insurance enables you to seek help for those injuries. In addition, coverage helps you with any unexpected medical expense. 

Coverage doesn't have to be complicated. There are many suitable plans out there for you to choose from, and ones that work with your preferred level of coverage. One thing is for certain, health insurance coverage is a necessity. 


Low to no cost options for preventable services


Many plans now cover preventable services such as vaccines and certain screening tests. Marketplace insurance now covers a variety of preventable services at low-cost/no cost to you. Below are a list of preventative care benefits that may be available. More detailed information can be found at healthcare.gov.

  • Abdominal Aortic Aneurysm one-time screening for men at specified ages who have ever smoked.
  • Alcohol misuse screening and counseling.
  • Aspirin use as a preventative measure for cardiovascular disease in men and women.
  • Cholesterol screening for adults at specified ages or at an increased risk. 
  • Colorectal Cancer Screening for adults over 50.
  • Depression screening 
  • Type 2 Diabetes screening for adults with high blood pressure.
  • Diet counseling.
  • HIV screening.
  • Immunization vaccines for adults. Recommended doses, ages and populations may vary. 
  • Obesity screening and counseling for adults
  • Sexually Transmitted Infection prevention counselling for high risk adults. 
  • Syphilis for adults at higher risk. 
  • Tobacco use screening for adults.  


Health insurance is affordable


Getting covered by health insurance doesn't have to break the bank. There are plenty of low-cost options that afford you a good amount of coverage for your lifestyle. You can be in control of your health coverage options and choose from a list of plans that may be suitable for you. In addition, you may also qualify for advanced premium tax credits or cost sharing reductions that can help further lower the cost of getting covered.

Being in control of your own healthcare coverage has never been better. If you live in Colorado, be sure to check out the marketplace- Connect for Health Colorado - specifically tailored towards Coloradans and their needs.


Shopping for health insurance is easy



Comparing and contrasting plans is now easier than ever. The marketplace provides the necessary information for you to make informed decisions about your healthcare coverage. Connect for Health Colorado has an easy to follow, intuitive interface that allows shopping to be an easy process. Taking the hassle out of getting insured gives you more time to focus on other things. We understand that you are busy, so we want to take the guess work out of choosing the right insurance plan. ConnectAurora can also offer assistance with the application process, in order for you to devote more time to what is important to you.


Peace of mind


This is the best perk of being covered by health insurance. Knowing you and your family are covered by insurance provides a sense of calm. You don't have to worry about unexpected events or injuries. You can relax, breathe in the fresh Colorado air, and enjoy your active lifestyle.

So what are you waiting for? Go ahead and give us a call at 303-617-2328, for your free personalized assistance. Remember, open enrollment is in only a couple short weeks. 

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Posted by Shiny Mathew